Planning for later

Put someone you trust in charge, before you need to.

A Lasting Power of Attorney lets someone you trust make decisions on your behalf if the time comes when you cannot make them yourself. You register it while you are well. It only activates if and when it is needed, and it can be revoked at any point up to that.

Health & Welfare LPA

Decisions about where you live, the care you receive, and end-of-life treatment.

Only comes into force if you can no longer make these decisions for yourself. You choose your attorneys and you choose whether they can consent to or refuse life-sustaining treatment on your behalf. We help you think through that choice without rushing it.

Suits you if

  • You want to name who will make care decisions if you cannot
  • You have strong views about end-of-life treatment
  • You'd rather decide now than leave it to a court later
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Property & Financial LPA

Decisions about money, pensions, benefits, and property.

Can be used with your consent even while you still have capacity — useful during a long illness or an extended time abroad. If you later lose capacity, it carries on operating under the same instrument. Most people register both LPAs at the same time; the admin is almost identical.

Suits you if

  • You own property or run your own finances
  • You are planning extended time abroad or hospital treatment
  • You want someone you trust to step in if you cannot
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Estate Planning Review

A single session to look at the whole picture: will, LPAs, pensions, life cover, and what an inheritance tax bill might look like.

Not advice on specific investments — we're not authorised for that. What you get is a written summary of where things stand, what's missing, and which of it actually needs doing. If the answer is 'your existing will is fine', we'll say so.

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Most people put this off because they think it's morbid. It's actually paperwork that stays in a drawer unless something happens. Better to have it and not need it.

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